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Property Insurance

Your student needs to protect his/her property. We want to inform you about a new service for students living on and off campus. While Limestone College cannot and does not cover students’ lost, stolen or damaged property, we certainly recognize your need for ensuring the safety of your property. The College does not recommend or endorse any individual insurance company, but we have a link to National Student Services, Inc., to show you an example of a nationwide student property insurance company. We strongly urge all families to consider purchasing some form of renter’s insurance. In addition, this is a lnk to local insurance companies

We would encourage you to take a look at the National Student Services, Inc. (NSSI) website for additional information. The NSSI website provides students the opportunity to apply for coverage, renew or modify existing coverage, and obtain all the information they need about their program. NSSI insurance provides coverage to enrolled students for breakage, fire, theft, vandalism, water damage and more, whether students live on campus, off campus, in residence halls, or apartments. It covers loss or damage, occurring during the policy period, to enrolled students’ personal property, except as excluded in the “Property Not Covered” and “Special Provisions” sections of the policy (which limit both liability coverage as well as coverage on items such as CD’s, jewelry, and bicycles). There is no coverage for mysterious disappearance (unless stolen), mechanical or electrical breakdown, wear or tear, corrosion and rust, nuclear war or governmental seizure. In other words, this type of coverage is a starting point that can take pressure off homeowner’s insurance in the event of a claim. Please review the items covered, excluded, deductible levels, etc.

Limestone College is a safe and caring environment, but, like your home, it still requires forethought about protecting personal belongings. We encourage you to look over the website, talk to your insurance agent and consider some form of renter’s insurance.

You can get more information from NSSI at www.nssinc.com or 1-800-256-6774. Feel free to contact the Office of Student Services if you have any questions.